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You are here: Home / Archives for Financial Planning

Buying a Car at the Right Price

June 8, 2016 By Katie Brewer

Buying a car at the right price

Buying a car is an expensive purchase for the American family, second only to buying a home. It makes up 13% of the average American’s yearly spending, according to the United States Department of Labor. With so much money on the line, buying a car can be a stressful experience. Here’s how to buy a car so you get the right price without all the fuss: Don’t Just Walk into the Dealership Buying a Continue Reading

Filed Under: Financial Planning Tagged With: buying a car, car, car shopping, new car, saving for a car

8 Money Books for New Grads

May 25, 2016 By Katie Brewer

Money books for high school grads

Graduation season is here! If you've got a student - or know one - who is graduating this spring, now is the perfect time to get them thinking about saving, budgeting and planning for their financial future. Here are some money books that would make great gifts for the grad in your life as they prepare the years ahead:   1. Work Your Wealth: 9 Steps to Making Smarter Choices With Your Money Continue Reading

Filed Under: College Planning, Financial Planning, Kids, Student loans Tagged With: graduates, money books, new grad, preparing for college, student loan debt, student loans

Tips for Planning an Affordable Summer Trip

May 4, 2016 By Katie Brewer

affordable summer trip

If you've been dreaming of a summer getaway, now is the time to put those plans in motion! The kids are out of school, the days are longer, and everyone is up for a break. If your affordable summer trip is a weekend away to visit family or a two-week European excursion, you're still going to need to consult the numbers first. Here's how to plan a vacation that will keep your budget in Continue Reading

Filed Under: Financial Planning, Kids Tagged With: budget trips, planning a vacation, summer vacation, trip budget, vacation, vacation budget

An Easy Budget to Build Wealth

March 1, 2016 By Katie Brewer

Easy Budget

We all know what we have to do to build wealth: spend less and save more. But it can be tough to know what to do on a daily basis to build wealth. It’s fine to have take-out sometimes, but can you afford take-out tonight? Or do you need to save the money for something else? A budget can help you stay on track. A budget can help you make wise spending decisions, but most of us find living by a Continue Reading

Filed Under: Financial Planning

Tackling Financial Goals in the New Year

January 12, 2016 By Katie Brewer

Tackling Financial Goals in the New Year

If you’d like to make your money work for you, you probably have a few financial goals for the new year. I work with people every day who are working to do things like save for retirement, plan for college, and pay off their student loans. Accomplishing these financial goals is an important part of creating a secure financial future. But if you're not sure where to start or if you’ve tried and Continue Reading

Filed Under: Financial Planning Tagged With: automating finances, changing habits, financial goals, financial planning, habits, money goals, new years resolutions

Your Year-End Financial Checklist

December 18, 2015 By Katie Brewer

Your Year-End Financial Checklist

Managing your money to reach your financial goals is a never-ending activity. But as the end of the year approaches, there’s still time to make progress towards your yearly goals. Use this financial checklist to see if there's anything you can do before the end of the year. With the tax year winding to a close, a few moves might make a big difference.  1.  Review Your Year Every financial move Continue Reading

Filed Under: Financial Planning, Investing, Retirement Planning, Tax Tagged With: financial checklist, new years, year end planning. tax planning

Living a Richer Life with Gratitude

December 2, 2015 By Katie Brewer

It’s human nature to set your sights a little bit bigger time after time. We set goals to become stronger, faster, smarter and wealthier. We're always trying to get a little better bit by bit. But when it comes to money, always wanting more will mean that you'll never have enough. It’s hard to be in a place of satisfaction and gratitude when there’s a desire for more. Evaluate Where You've Continue Reading

Filed Under: Financial Planning Tagged With: budgeting, lifestyle creep, lifestyle inflation, living a richer life, overspending

Talking About Money with Your Spouse

November 5, 2015 By Katie Brewer

Relationships don’t survive without honest talks about money. Money conversations can be tough, even when you’re happily married. It’s an incredible gift to your marriage to know how to handle your money in a productive, drama-free way with your spouse. Some researchers estimate that couples who work together to manage their money can double their wealth as compared to their single Continue Reading

Filed Under: Financial Planning Tagged With: couples and money, discussing money, money conversation, money disucssions, money talk

Maximizing Employee Benefits During Open Enrollment

September 22, 2015 By Katie Brewer

Employee Benefits

If you’re like many of my clients, you remember how much you get paid every month. But when it comes to the details of your employee benefits, it’s easy to glaze over what’s in the fine print. Many employers offer great benefits, and you can protect your family and build wealth by taking advantage of them. Do you understand all that your employer has to offer? When the email comes about Continue Reading

Filed Under: Employee Benefits, Financial Planning Tagged With: benefits, disability insurance, employee benefits, health insurance, life insurance, open enrollment, retirement, retirement plan

Your Emergency Fund Should Be Boring

August 25, 2015 By Katie Brewer

Sometimes, financial success can be exciting. It’s exhilarating to finally get the raise you worked so hard for, buy your dream house, or take your long-awaited European vacation guilt-free. But some sound financial concepts are boring. Emergency funds are definitely snooze-worthy. After all, they are there to help you sleep soundly at night. Emergency funds provide a buffer to help you Continue Reading

Filed Under: Financial Planning, Investing Tagged With: cash, emergency fund, emergency savings, financial planning, rainy day fund

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Katie Brewer, CFP® is a Dallas, Fort Worth, and online fee-only financial planner with over 15 years of experience. Her passion is helping clients get their financial lives in order to start living their richest lives.

Your Richest Life is a Fee-Only financial advisory firm providing honest and independent financial advice. Our clients, the members of Generations X and Y, have a different relationship with money than their parents did.

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