September is here, which means open enrollment season is here again. This is your chance to review your benefits, increase your coverage or cut back on areas that may not be serving you. If you’ve muddled through your benefits in the past, then this is a new opportunity to understand your benefits and customize them to your needs. If not much has changed over the past year, it might be fine to Continue Reading
Life Stage Investment Tips to Grow Your Wealth
Your investments should reflect who you are and where you are in life. They should be compatible with your risk tolerance, future goals and current needs. That means they also need to be somewhat fluid, so that your finances can grow and change as your life does. Are you on track for your current life phase? Here are some common life stage investment markers and what they mean for your Continue Reading
Refreshing Your Portfolio for the Best Growth
It's a good idea to check your portfolio at least once a year to make sure it aligns with your financial goals. If you're like many investors, you look closely at your next move but forget to assess the big picture. Here are some tips to shape up your portfolio: Get a clear idea of your investments You can't make sure your portfolio is balanced if you don't understand how your investments Continue Reading
Maximizing Employee Benefits During Open Enrollment
If you’re like many of my clients, you remember how much you get paid every month. But when it comes to the details of your employee benefits, it’s easy to glaze over what’s in the fine print. Many employers offer great benefits, and you can protect your family and build wealth by taking advantage of them. Do you understand all that your employer has to offer? When the email comes about Continue Reading
4 Things You Need To Know About IRAs
Retirement may seem like it is a distant fuzzy target, but talk to any successful retired person, and they will tell you that it took a lot of planning and saving to reach financial independence. Financial independence is when you have enough money saved or invested to create a stream of income for you to live off of. You may or may not choose to work in retirement, but it will be because you want Continue Reading
6 Ways Professionals Should Spend Their Money
Do you feel like you’re always reading articles about what you shouldn’t spend money on? Well, this is not that kind of article! If you’re a professional, here are six things that might be worth your hard-earned cash. Several good suits and a good pair of shoes If you ever need to go on a job interview, or your profession often puts you in front of clients, you’ll need a few nice suits or Continue Reading
4 Retirement Tips for Your 40s
Preparing for retirement can seem intimidating and stressful, but it doesn't have to be. By planning for retirement one small piece at a time, you can eliminate the stress many people experience in the months leading up to it. If you are in your 40s and looking for practical, tangible ways to ensure your retirement is secure, it’s time to begin looking at the big picture while also paying Continue Reading