If you barely take a second glance at your benefits when open enrollment rolls around, you’re not alone. According to a 2017 Aflac survey, more than 90% of employees keep the same benefits they had last year. And that could cost you a potentially significant amount of cash. So when you get the email from your company about open enrollment, it’s worth it to take some time and look at what you’re Continue Reading
Reviewing Employee Benefits for Open Enrollment
It may still be summer, but open enrollment is just around the corner! Chances are you haven't read all the details of your employee benefits. It's important to understand what benefits you might be able to take advantage of. This year, take the time to review your options and feel confident when open enrollment rolls around. This is especially critical if you've had major changes within your Continue Reading
Why Life Insurance is NOT an Investment
If you consider life insurance an investment, you're not alone. Permanent life insurance is often sold as an investment wrapped up in an insurance policy, but don't be too hasty to sign off on the dotted line on a certain product. There may be better options for you, and far better investments. Here's what you need to know before shopping for life insurance: If you're a more visual learner, Continue Reading
Take the Guesswork Out of Your 401(k) Investments
One of the easiest ways to build up a nest egg is to participate in a 401(k) plan. It’s automatic, it’s easy to set up, and your employer may even give you free money in the form of a company match. Participants can defer taxes until their later years in a Traditional 401(k) or pay taxes now and have tax free income in a Roth 401(k). About 52 million Americans invest in a 401(k) every Continue Reading
Maximizing Employee Benefits During Open Enrollment
If you’re like many of my clients, you remember how much you get paid every month. But when it comes to the details of your employee benefits, it’s easy to glaze over what’s in the fine print. Many employers offer great benefits, and you can protect your family and build wealth by taking advantage of them. Do you understand all that your employer has to offer? When the email comes about Continue Reading
What You Need to Know About Restricted Stock Units
Are you receiving restricted stock units from your employer, but you’re not sure what to do about them? If so, you’re not alone. Restricted stock units (RSUs) are complicated, and very few people know how to make the most of them. If you're a more visual learner, jump to the bottom of this blog post to watch our video on restricted stock units. Many technology companies like Google, Yahoo, Continue Reading
The Importance of Disability Insurance for Working Professionals
Do you have disability insurance? If so, have you reviewed what's covered in your policy? If you don't have disability insurance, do you know how important it is to your financial future? Disability insurance is one of the most overlooked pieces of coverage. Most Americans don't have it, and they need it. In this post, you will learn why disability insurance is so important for working Continue Reading
Uncovering Treasures in Your Employee Benefits
Do you understand your options on employee benefits such as disability insurance or life insurance? If your employer offers multiple retirement plan options, do you wonder if you are signed up for the best retirement plan for you? If you're like most people the answer is probably "I have no idea". I am honored to be featured on Money.com this month to talk about how a financial planner can help Continue Reading
Making the Most of Open Enrollment
It’s that time of the year when you get to snuggle up next to the fireplace, sip hot cocoa ... and look at your employee benefits. Yes, it’s open enrollment time, and you may find yourself looking at a big ol’ packet of information, not really understanding what everything is, and electing the same stuff that you had last year. This may mean that you are missing out! Since employee benefits can Continue Reading