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2024 Taxes: Tips for Filing and Important Changes

February 27, 2024 By Katie Brewer

Tax time is here again, and if you’re not one of the 25 million Americans who have already filed, then you’re probably going through the process of gathering what you need and preparing to file. While you’re working through your tax season checklist, here are some updates and tips to help you along the way: 2024 Taxes Filing Date As usual, the deadline to file federal tax returns for most Continue Reading

Filed Under: Tax Tagged With: child tax credit, electric vehicle tax credit, solar panel tax credit, taxes

Valentine’s Day Roundup: Couples and Finances

February 13, 2024 By Katie Brewer

Most couples celebrate Valentine’s Day with cards, flowers, candy and romantic dinners. They typically aren’t reviewing their finances over a candlelit dinner and glasses of wine. Even if you don’t invite your budget to your Valentine’s Day celebration, this is still a great time to take a closer look at what role finances play in your relationship. Couples and Finances: Your Money Personality Continue Reading

Filed Under: Family, Holidays Tagged With: couples, relationships, valentine's day

Treasury Bills: What they are and how to buy

January 29, 2024 By Katie Brewer

Treasury bills (also known as “T-bills”) are U.S. government-backed short term debt securities. These are low risk investments that you buy at a discount, and then profit on the difference when the term is up. They have been a popular option lately due to higher returns than usual, and many investors are using them to boost their savings. Should you include T-bills in your portfolio? Here’s a Continue Reading

Filed Under: Investing Tagged With: investing, treasury bills

How to Cut Down on Money Stress This Year

January 16, 2024 By Katie Brewer

So many people try to jump right into making changes in their financial life without spending time working on their mindset. Don’t underestimate the power of your thoughts and beliefs; they can have a very real effect on your success. Here are some ways you can tackle your goals this year with less stress, more confidence and the habits you need to see real progress: Avoiding Money Stress: Continue Reading

Filed Under: Financial Planning Tagged With: money stress, new year

2023 Markets and Economy, and New Year Outlook

December 22, 2023 By Katie Brewer

As 2023 comes to a close, we can take a look at how the markets and economy performed, where we stand now, and what might be on the horizon for 2024. So first, here are some of the top takeaways and biggest headlines from this year: 2023 Markets and Economy: Inflation, Debt and the Labor Market In 2023, the inflation rate continued to cool in response to high interest rates. Right now, we’re Continue Reading

Filed Under: Economy Tagged With: 2023 economy, 2023 markets

The Year End Financial Data You Need

December 8, 2023 By Katie Brewer

On top of the very busy holiday season, the end of the year also comes with many deadlines for your finances. One way to make checking off your to-dos a little easier is to gather all of the financial data and information you need ahead of time, so you’re not left scrambling the last few days of December. Year End Financial Data: Look into your Flexible Spending Account (FSA) balance FSAs come Continue Reading

Filed Under: Holidays Tagged With: end of the year, financial data, new year, new year prep

How to Stay on Track During the Holiday Season

November 22, 2023 By Katie Brewer

At the end of the year, there’s a trend that happens for many people: a much more relaxed approach to spending and budgeting. For a lot of people, by the time the holidays roll around, they’ve already fallen off track with their finances. So instead of pulling back, they start overspending on gifts, travel and other holiday expenses, with the idea that they’ll fix things in the new Continue Reading

Filed Under: Holidays Tagged With: budgeting, end of the year, holiday season, holiday spending

In the Market for a Big Purchase? Why You Might Want to Hold Off

November 9, 2023 By Katie Brewer

If you’ve thought about buying a house, a car or other big purchase over the past couple years, then you’ve probably run into high prices, steep rates, low inventory…or a combination of all three. Here’s a look at some of the current factors that are impacting prices and availability: Big Purchase to Wait on: The Housing Market The housing market has been hit with a triple whammy that is Continue Reading

Filed Under: Career & Lifestyle Tagged With: big purchases, buying a car, buying a house

Avoiding Pitfalls for Your Physician Finances

October 15, 2023 By Katie Brewer

  Over the course of your career as a physician, your income will change quite a bit. Compared to your days in residency, your income as a practicing physician can be double, triple or even more of what you used to make.  In general, earning potential for physicians is high, but it also comes with some risk. Here are some ways you can protect yourself throughout your career, and Continue Reading

Filed Under: Physicians Tagged With: doctor finances, physician contract, physician finances

They’re back: Student Loan Payments Due Again

September 29, 2023 By Katie Brewer

Student loan payments are resuming for the first time since the spring of 2020. Are you ready for those payments to kick back in? The first payments will be due in October, so if you’re one of the 28 million borrowers who will be making payments, now is the time to get prepared. Here are some ways to get ready, and possibly cut down on the amount you’ll owe each month: Look into the SAVE Continue Reading

Filed Under: Student loans Tagged With: student loans

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Katie Brewer, CFP® is a Dallas, Fort Worth, and online fee-only financial planner with over 15 years of experience. Her passion is helping clients get their financial lives in order to start living their richest lives.

Your Richest Life is a Fee-Only financial advisory firm providing honest and independent financial advice. Our clients, the members of Generations X and Y, have a different relationship with money than their parents did.

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