The holidays may be joyful, but if you’re not careful with your spending, they can also leave you with a sense of dread and regret. In 2023, 34 percent of Americans went into debt for the holidays, by an average amount of $1,028. The good news is that number has come down over the past couple of years, falling to its lowest number since 2017. But holiday spending is still a struggle for Continue Reading
How to Stay on Track During the Holiday Season
At the end of the year, there’s a trend that happens for many people: a much more relaxed approach to spending and budgeting. For a lot of people, by the time the holidays roll around, they’ve already fallen off track with their finances. So instead of pulling back, they start overspending on gifts, travel and other holiday expenses, with the idea that they’ll fix things in the new Continue Reading