Americans will be traveling in record numbers this summer, and they plan to do it on a budget. According to NerdWallet’s 2024 summer travel survey, about 45 percent of Americans will be booking a flight or a hotel stay this summer. Of those, about 91 percent of travelers will be making travel decisions to save money, like driving instead of flying or choosing more affordable accommodations. If Continue Reading
In the Market for a Big Purchase? Why You Might Want to Hold Off
If you’ve thought about buying a house, a car or other big purchase over the past couple years, then you’ve probably run into high prices, steep rates, low inventory…or a combination of all three. Here’s a look at some of the current factors that are impacting prices and availability: Big Purchase to Wait on: The Housing Market The housing market has been hit with a triple whammy that is Continue Reading
How to Negotiate What You’re Worth
Knowing what you’re worth, and being able to negotiate for it, is an essential skill that can have profound impacts on your life. But for many people, negotiation can be so uncomfortable that they avoid it altogether. So whether you’re starting a new job or asking for a pay raise, negotiation skills are crucial for everyone. Here are some tips for negotiating successfully. Know Your Worth If Continue Reading
How to Treat Yourself Without Blowing Your Financial Goals
As Donna Meagle and Tom Haverford said in Parks and Rec, “Treat yo’ self!” Treating yourself means spending time and money on the things that bring you joy. Whether you love jewelry, travel, books or sports, treating yourself can be a very positive, and smart, way to spend your money. On the flip side, it can also get out of hand if you’re not careful. So while it’s important to set aside Continue Reading
Eight Years of Your Richest Life
Eight years ago this month, I took a leap of faith and started Your Richest Life. It’s been an exciting and challenging journey, and I’m so grateful for all I’ve learned along the way. The past year has been yet another difficult one, with steep inflation, high interest rates and market volatility. But within these challenges are some opportunities, and I have been navigating these situations Continue Reading
Financial Independence vs. Infidelity in Your Relationships
Money problems and infidelity are two of the quickest ways to bring down a relationship, but when combined, they can be downright lethal. Unfortunately, “financial infidelity” is a fairly common occurrence in American relationships. According to a Creditcards.com poll, 32% of Americans in a serious relationship have cheated financially. That included spending more than their partners would be Continue Reading
How to Fit Travel into Your Financial Plan
After two years of a pandemic, many of us are itching to travel again. If that includes you, then let’s take a look at some of the ways you can book a vacation without destroying your budget: Make a Travel Plan Ahead of Time If you want to avoid hurting your financial goals for the year, then definitely plan for your trips ahead of time. As early into the year as possible, map out what your year Continue Reading
How to Teach Your Kids About Giving
The holiday season is here, and there is no shortage of opportunities to give. Between charitable donations, toy drives, food collections and generosity for family and friends, this is the ideal time of year to get your kids involved in giving. Getting your kids involved in giving helps them to learn about empathy, appreciate what they have, and consider how their actions affect others. It can Continue Reading
Can You Afford that Home Renovation Project?
All that time at home over the past year has made a lot of us eager for a change of scenery, which has resulted in many, many home renovation projects. By now, I think we’re all familiar with the allure of a fresh coat of paint or a new countertop after being stuck in the same place for so long. But before you buy supplies or look up contractors, don’t forget to consider your budget and financial Continue Reading
Review Your Summer Financial Goals
The beginning of the year is buzzing with that motivational new year energy - but what about when summer hits? For most people, their new year’s resolutions are forgotten by February. By the middle of the year, you might find yourself running on autopilot instead of planning and acting with intention. Infuse your summer with some of that Jan. 1 energy, and you can still finish out the year with Continue Reading
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