Fall is here – have you reviewed your benefits yet? At most companies, open enrollment happens during the last 4-6 months of the year. This is when employees can change their workplace benefits, or enroll in new ones. In a survey by AFLAC, 92 percent of respondents said that they opted for the same benefits year after year. Choosing the same benefits as last year might be common, but that Continue Reading
Life Insurance: Do You Have the Right Coverage?
Life insurance can be confusing, misleading or flat-out intimidating for a lot of people. It’s no wonder that only about 54 percent of Americans have some kind of life insurance coverage. Open enrollment kicks off in the fall for most companies, so now is the perfect time to evaluate your life insurance status, and make sure you have the coverage you need. What is Life Insurance? Life insurance Continue Reading
Why Physicians Need Disability Insurance
If you rely on your income to support yourself and your family, disability insurance is a smart investment. More than half of the people in the U.S. workforce don’t have any disability insurance coverage, but one in four of today’s young workers will become disabled before retirement. If you did become disabled and weren’t able to work, a disability insurance policy would provide a monthly Continue Reading
The Best Financial Gifts to Give Your Loved Ones
What are you giving your valentine this year? Most people opt for candy, flowers or reservations at a nice restaurant. Unlike chocolate and roses, there are some financial gifts that show your love while truly standing the test of time. Here are some of the best financial gifts you can give to show someone you care: Life Insurance If you have loved ones that depend on you and your Continue Reading
Your Guide to Open Enrollment
September is here, which means open enrollment season is here again. This is your chance to review your benefits, increase your coverage or cut back on areas that may not be serving you. If you’ve muddled through your benefits in the past, then this is a new opportunity to understand your benefits and customize them to your needs. If not much has changed over the past year, it might be fine to Continue Reading
Reviewing Employee Benefits for Open Enrollment
It may still be summer, but open enrollment is just around the corner! Chances are you haven't read all the details of your employee benefits. It's important to understand what benefits you might be able to take advantage of. This year, take the time to review your options and feel confident when open enrollment rolls around. This is especially critical if you've had major changes within your Continue Reading
Why Life Insurance is NOT an Investment
If you consider life insurance an investment, you're not alone. Permanent life insurance is often sold as an investment wrapped up in an insurance policy, but don't be too hasty to sign off on the dotted line on a certain product. There may be better options for you, and far better investments. Here's what you need to know before shopping for life insurance: If you're a more visual learner, Continue Reading
The Importance of Disability Insurance for Working Professionals
Do you have disability insurance? If so, have you reviewed what's covered in your policy? If you don't have disability insurance, do you know how important it is to your financial future? Disability insurance is one of the most overlooked pieces of coverage. Most Americans don't have it, and they need it. In this post, you will learn why disability insurance is so important for working Continue Reading